eGDCIndemnity guidance
Dental professionals are required by law to have appropriate indemnity or insurance in place before they practise. This is to ensure any patient who suffers harm in the course of a treatment can seek appropriate compensation.
When you register, renew, or restore your registration you will be asked to declare that you have, or will have, cover in place before you start working as a dental professional.
This must be done when joining the GDC register and during the annual renewal periods (November/December for dentists and June/July for dental care professionals).
If you do not have your own indemnity cover, for example you are covered under your employer’s policy, you will need to make sure you have, or can access, the details of the policy.
It is your responsibility to ensure you have appropriate cover for your scope of practice. If you are an employing dentist with DCPs covered under your policy, you will need to make the appropriate information available to them should they require it.
Please remember – making a false declaration to the GDC is a serious issue. If you declare to the GDC that you have appropriate indemnity in place and this is found to be false, this may be considered a fitness to practise matter.
For more information, download our Guidance on indemnity and insurance.
The Guidance on Indemnity and Insurance has been updated following a consultation in 2023.
Although the updated guidance does not introduce any new requirements for dental professionals, it clarifies the requirements around holding cover that will compensate patients who have suffered harm, in the event of a successful claim. This updated guidance now includes an explanation of the different types of cover available and the additional benefits that dental professionals should consider when arranging cover, such as advice and support for their wellbeing during a claim.
The guidance also now includes a checklist and series of questions for dental professionals to consider when choosing an indemnity or insurance cover – all of which is there to make it easier for dental professionals to decide on the type and level of cover they’ll need to protect themselves and their patients.