When you join the register or renew your registration, you must declare that you have, or will have, indemnity in place to cover you in your work. You must have indemnity to cover any claim for compensation that a patient may be entitled to.
This is not a new requirement - dental professionals have always been required to have appropriate indemnity arrangements in place so that patients can claim any compensation to which they may be entitled. This requirement is part of the Standards.
In November 2015 we changed our registration rules so that dentists and dental care professionals applying for registration or restoration, and those renewing their registration each year, will need to tell us that they have indemnity cover in place - or will have by the time they start practising.
This means you won't be able to register or renew your registration unless you confirm that you have, or will have appropriate indemnity cover in place.
DCPs will have to make this declaration during their annual renewal period in June/July.
Dentist will have to make this declaration during their annual renewal period in November/December.
If you do not have your own indemnity cover, for example you are covered under your employer’s policy, you will need to make sure you have, or can access, the details of the policy.
It is your responsibility to ensure you have appropriate cover for your scope of practice. If you are an employing dentist with DCPs covered under your policy, you will need to make the appropriate information available to them should they require it.
Please remember – making a false declaration to the GDC is a serious issue. If you declare to the GDC that you have appropriate indemnity in place and this is found to be false, this may be considered as a fitness to practise matter.
Frequently asked questions
Are there advantages to having my own cover?
- Provide you with support and advice if you have any queries or questions;
- Provide cover for your legal costs in an FtP hearing if this were ever needed.
- However, it would be up to you to decide whether or not you want this additional cover. The GDC does not require it - we only require you to have arrangements in place should a patient make a claim for compensation.
Do I need to have indemnity if I have sufficient savings/investments to cover a patient claim?
How and when will I have to submit a declaration?
DCPs will make their indemnity declaration during their annual renewal period (deadline 31 July).
I am applying for registration for the first time and I do not have indemnity cover yet. What should I do?
I am working overseas. Do I still need indemnity?
I consider myself working in a non-clinical role, what is appropriate cover for this scenario?
I employ DCPs who are covered under my policy. Do I need to provide their details to the GDC too?
I'm a dental technician and don't see patients, do I still have to have indemnity?
My employer has employers' liability insurance. Is this sufficient?
What do I need to do?
What if I do not have my own indemnity cover?
Will I have to provide my indemnity certificate to you, or will a scanned copy be ok?
What has changed?
Why was the change made?
Who does this apply to?
Who will have to make the declaration?
- All those applying for registration or restoration with the GDC and
- All registrants who are renewing their registration.